[{"@context":"https://schema.org","@type":"Article","headline":"44歲被裁員👗一張令香港中產集體沈默的「呼吸費」清單 💸","image":["https://cloudapp01.ulifestyle.com.hk/post/600-4-5-CR-1-RB-1/post_1770218937666.jpeg"],"datePublished":"2026-02-04 23:44:31+08:00","url":"/community/detailpost/809bd6ab-c31d-4b5c-8f00-a581fa10a68e/吹水/44歲被裁員一張令香/eatwith.yumi/750484","author":{"@type":"Person","name":"eatwith.yumi","url":"https://www.ulifestyle.com.hk/community/user_profile/750484/eatwith.yumi"},"text":"以前喺中環返工,每日飲杯 $55 嘅燕麥奶 Latte,lunch 同客去食個 $280 嘅 Set Lunch,從來無諗過｢錢｣呢個字點寫｡直到前兩日收咗封大信封,返到屋企對住個 Excel,我先發現原來喺香港做一個｢體面｣嘅中年人,入場費係咁貴｡\n\n我喺度計緊,如果我由聽日開始完全無收入,我一個月要燒幾多錢先可以維持｢生存｣?\n\n呢張清單,我稱之為｢中產呼吸費｣:\n\n住: 供樓 $21,500 + 管理費 $1,800 + 差餉地租｡每個月一開眼,三萬蚊就咁先｡\n\n行(養車): 雖然無得返工,但車位租金 $3,800 仲要交,加埋保險､牌費｡唔通即刻蝕賣架車?咁就真係斷咗條後路｡\n\n家用: 兩邊老人家｡我唔敢同佢哋講被裁員,呢 $8,000 點都要撐住,唔想佢哋臨老仲要擔心我｡\n\n保險: 以前公司包晒 Medical,而家要自己頂｡全家保費加埋每個月 $4,500｡喺香港,最驚唔係失業,係失業嘅時候病｡\n\n食: 已經戒咗貴餐廳,但超市物價幾貴大家知｡同老公兩個加埋雜費,最慳都要 $6,000｡\n\n加埋近:$5萬\n\n未計你要交稅,未計你要應酬,未計架車要維修｡每個月,我一開眼呼吸第一啖氣,就要俾 $1,500 呢個社會｡\n\n44歲,以前覺得月入 7､8 萬好似幾叻,而家發現自己其實好脆弱｡遣散費加埋儲蓄,聽落好似有一筆錢,但除返開 $50,000 一個月,原來我只係可以｢呼吸｣唔夠兩年｡\n\n呢兩日,我行過超市見到啲｢過期前特價｣標籤,竟然會停低諗下買唔買｡嗰種心理落差,比起俾人裁員嗰下更加心寒｡\n\n我喺度諗,我哋呢代香港人,係咪將自己人生個 Buffer 設得太細?以為個蜜糖罋會係一世,點知一打爛咗,原來我哋連維持現狀都覺得吃力｡\n\n如果你同我一樣,40 幾歲突然被踢出職場,你會點樣處理呢張帳單?會唔會第一時間賣車?如果識唱歌都話可以去參加中年好聲音🫣…\n\n留言話我知,等我參考下大家嘅生存之道｡路仲要行,但呢一刻,我真係想停低抖下｡\n\n#失業 #香港中產 #職場生活 "},{"@context":"https://schema.org","@type":"DiscussionForumPosting","headline":"44歲被裁員👗一張令香港中產集體沈默的「呼吸費」清單 💸","image":["https://cloudapp01.ulifestyle.com.hk/post/600-4-5-CR-1-RB-1/post_1770218937666.jpeg"],"datePublished":"2026-02-04 23:44:31+08:00","url":"/community/detailpost/809bd6ab-c31d-4b5c-8f00-a581fa10a68e/吹水/44歲被裁員一張令香/eatwith.yumi/750484","author":{"@type":"Person","name":"eatwith.yumi","url":"https://www.ulifestyle.com.hk/community/user_profile/750484/eatwith.yumi"},"text":"以前喺中環返工,每日飲杯 $55 嘅燕麥奶 Latte,lunch 同客去食個 $280 嘅 Set Lunch,從來無諗過｢錢｣呢個字點寫｡直到前兩日收咗封大信封,返到屋企對住個 Excel,我先發現原來喺香港做一個｢體面｣嘅中年人,入場費係咁貴｡\n\n我喺度計緊,如果我由聽日開始完全無收入,我一個月要燒幾多錢先可以維持｢生存｣?\n\n呢張清單,我稱之為｢中產呼吸費｣:\n\n住: 供樓 $21,500 + 管理費 $1,800 + 差餉地租｡每個月一開眼,三萬蚊就咁先｡\n\n行(養車): 雖然無得返工,但車位租金 $3,800 仲要交,加埋保險､牌費｡唔通即刻蝕賣架車?咁就真係斷咗條後路｡\n\n家用: 兩邊老人家｡我唔敢同佢哋講被裁員,呢 $8,000 點都要撐住,唔想佢哋臨老仲要擔心我｡\n\n保險: 以前公司包晒 Medical,而家要自己頂｡全家保費加埋每個月 $4,500｡喺香港,最驚唔係失業,係失業嘅時候病｡\n\n食: 已經戒咗貴餐廳,但超市物價幾貴大家知｡同老公兩個加埋雜費,最慳都要 $6,000｡\n\n加埋近:$5萬\n\n未計你要交稅,未計你要應酬,未計架車要維修｡每個月,我一開眼呼吸第一啖氣,就要俾 $1,500 呢個社會｡\n\n44歲,以前覺得月入 7､8 萬好似幾叻,而家發現自己其實好脆弱｡遣散費加埋儲蓄,聽落好似有一筆錢,但除返開 $50,000 一個月,原來我只係可以｢呼吸｣唔夠兩年｡\n\n呢兩日,我行過超市見到啲｢過期前特價｣標籤,竟然會停低諗下買唔買｡嗰種心理落差,比起俾人裁員嗰下更加心寒｡\n\n我喺度諗,我哋呢代香港人,係咪將自己人生個 Buffer 設得太細?以為個蜜糖罋會係一世,點知一打爛咗,原來我哋連維持現狀都覺得吃力｡\n\n如果你同我一樣,40 幾歲突然被踢出職場,你會點樣處理呢張帳單?會唔會第一時間賣車?如果識唱歌都話可以去參加中年好聲音🫣…\n\n留言話我知,等我參考下大家嘅生存之道｡路仲要行,但呢一刻,我真係想停低抖下｡\n\n#失業 #香港中產 #職場生活 "},{"@context":"https://schema.org","@type":"ImageObject","contentUrl":"https://cloudapp01.ulifestyle.com.hk/post/600-4-5-CR-1-RB-1/post_1770218937666.jpeg","creator":{"@type":"Person","name":"eatwith.yumi"}}]